Mortgage Broker South Africa Services
It only takes a couple of seconds to complete our online mortgage bond application form. A couple of seconds that could save you thousands. Complete the form below and have a professional mortgage broker contact you.
Apply Online | Quick & Easy
It only takes a couple of seconds to complete our online home loan application form. A couple of seconds that could save you thousands. Complete the form below and have a professional mortgage consultant contact you. Use the form below to apply for a new home loans, bond switch, further mortgage loan or prequalification letter.
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Mortgage Brokers
Mortgage brokers act as an intermediary who sources mortgages on behalf of individuals or businesses. Traditionally, banks and other lending institutions have distributed their own products. However as markets for mortgages have become more competitive, the role of the mortgage broker has become more popular.
In competitive mortgage markets many lenders use an array of rate offers and other incentives to attract customers. To many consumers, due to their infrequent purchases of mortgage products, the mortgage market may appear confusing and somewhat daunting. A mortgage broker can guide them through the process of selecting a suitable mortgage and offer mortgage and property related financial advice.
Duties a mortgage broker
Assessing the market to find a mortgage product that fits the clients needs at the lowest possible interest rate.
Applying for a lenders agreement in principle (pre-approval) Gathering all needed documents (payslips, bank statements, etc.)
Completing a lender application form.
Explaining the legal disclosures.
Submitting all material to the lender.
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