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FNB Home Loan Pre-Approval Bond

You can apply through BankBonds.co.za for an FNB home loan pre-approval. You can also apply to other lenders such as Investec, ABSA, Nedbank and Standard Bank .

 

A bond originator will contact you to discuss your options. Requirements such as your monthly income, expenditure, income tax, debts and living expenses are documents needed to proceed. To successfully obtain an FNB bond pre-approval home loan, please read our tips and guidelines below.

 

Step A

Once we obtain your required documents, a consultant bond originator will formulate and calculate a pre-approval home loan amount in regulation of the National Credit Act. We will then provide you with a pre-approval letter. You can then present to a real estate agent as proof of pre-approval for a house/flate/commercial purchase.

 

Step B

You should note that your FNB pre-approval bond letter is valid for only 90 days. Once your FNB pre-approval letter expires, we will contact you with details to check if your financial situation has warped. If your financial situation has shifted, we can then re-issue you a new FNB pre-approval letter in accordance with your new financial situation.

 

Step C

Once you obtained a pre-approval, we can send a pre-qualification on your application, along with your documents to all major banks (not just FNB) in the effort to get quotations on your home loan bond application. We can then further negotiate a better terms, get low interest rates or tailor a home loan to suit your need.

 

Step D

Once we receive home loan quotations from banks/lenders on your application, you can then choose the best rate and terms to suited to your needs. Once a good bond deal is chosen, we can then notify the bank you have chosen. The bank or lender will then proceed and instruct the appointed attorney to register your home loan.

 

Apply Online With A Quick Easy Form

Fill out the form below, a consultant will contact you with all the details as soon as possible to set up your FNB pre-approval bond letter.

 

apply online

 

 

 

Low Home Loan Interest Rates

You will be pleasingly surprised at low interest rates we can negotiate on behalf of our clients. We are committed in finding our customers the best interest rates in the current home loan bond market in South Africa.

 

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