Standard Bank Home Loan Details

Standard bank gives customers a choice of home loan products. They offer a first home buyer home loan with further advance and re-advance facilities. They also offer access bonds, bond switches and building loans. Standard bank has also introduced Tiered Rate home loans in South Africa. We can contact Standard Bank for you and originate your loan through our services. Just leave your number in the form below and a consultant will contact you asap.

 

Standard Bank's First Home Buyers Home Loans

Fist time home buyers can borrow up to 100% of the property's purchase price. You also have the option to register a bond for a higher amount, which you can borrow later, without registering a second bond. For properties with purchase prices of 1m or less, you can borrow up to 104% of the home loan. You can use that 4% towards transfer and bond registration.

 

Standard Bank Re-advance/Re-register Loans

With this type of facility you can access funds for home improvements or personal use through a re-advance on your bond, or by registering an additional bond on your home. You can borrow all or part of your homeloan amount again, without registering another mortgage bond. You can also register a new mortgage bond on your house to access the funds you need.

 

Standard Bank Building Loans

Standard bank also offers traditional building loans. Standard banks requires an offer to purchase, title deed, house plan and a detailed quotation from your builder.

 

Standard Bank Tiered Rates Home Loan

Normally home loans have always maintained the same interest rate throughout the lifecycle the mortgage bond. Standard bank have introduced a tiered reward system for paying off your bond. The rewards will help customers reduce repayment and effective interest rate as your loan is being paid off. The tiered rewards system consist of 3 stages in the life cycle of the bond.

 

Absa Further Advance Loan

Geared for customers who would like to access funds through their home loan. As the value of your house increases over time, you can access the increased equity by taking up a further advance. You can then structure your further advance on Multiplan for easy money management and interest savings

 

Switch To Standard Bank

Standard bank also offers traditional mortgage bond switches. Speak to us on how we can help you with this.

 

Apply to Standard Bank or other major banks with just one application form.

Why settle for the prime lending rate when you can have a lower rate. Let us do all the hard work for you. By utilising our free service, we can apply to standard bank or other major banks in South Africa on your behalf. We will negotiate the best deal to suit your needs. Quick and easy, just fill out the form below, leave your number and a bond originator will contact you asap.

 

apply online

 

 

 

Lowest Interest Rates

You will be pleasantly surprised at prime less interest rates we can negotiate on behalf of our clients. We are commited in finding our clients the best rates in the current SA home bond market.

 

Recent Posts

Tips On Pre-Qualification For Home Loans

What Are The Lending Criterea Of Banks/Lenders?